ECL portfolio
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Total ECL
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ECL as a percentage of exposure at default. This is a review aid; source values remain the audited ECL service response.
Review Metropol/CRB movement and affordability evidence.
Tie PD movement to repayment, M-Pesa rail, ODPC lawful basis, and Metropol/CRB evidence before concluding.
Chart-ready: computed_at (x) vs pd (y).
| Recomputed at | PD | Prior PD | Model version | Policy version |
|---|---|---|---|---|
| 2026-04-28T07:45:00Z | 5.8000% | - | demo-pd-v3 | ifrs9-demo-2026.05 |
| 2026-05-28T07:45:00Z | 7.1000% | - | demo-pd-v3 | ifrs9-demo-2026.05 |